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Senior Credit Analyst

Senior Credit Analyst

Job Location: 1905 Stewart Ave, Wausau, WI 54401 with future potential for hybrid work options

Hours: Monday-Friday 8:00 am - 5:00 pm

Get ready to grow your career with Peoples State Bank as a full-time Senior Credit Analyst in Wausau, WI! Here, you'll make a significant impact on our customers' financial journeys while working alongside a talented team that values innovation and collaboration. Dive deep into commercial credit analysis, create insightful reports, and shape lending decisions that steer the future of our community.

If you're passionate about numbers and love a challenge, this role is your chance to shine. Plus, with our focus on agility and customer satisfaction, you'll be empowered to make smart recommendations that truly matter. Your expertise will not only help safeguard our assets but also drive growth and transformation within the bank.

You will be given great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, Competitive Salary, Paid Time Off, Bank-wide Incentive Plan, Employee Stock Purchase Plan, Volunteer Paid Time Off, Birthday Day Off, Fresh Focus Day Off, and Paid Holidays. So, are you ready to bring your passion for credit analysis to a place where you can grow and thrive?

A little about us

Peoples State Bank's vision is to "be the community bank that all others strive to be." That starts with our employees, who are customer-focused in all that we do. Being honored by American Banker magazine as one of the "Best Banks to Work For" in America is a recognition our employees are incredibly proud of. They bring enthusiasm to do right by our customers every day. Peoples is an employer of choice in Wisconsin, providing exceptional benefits, flexibility, and teamwork that brings out the best in our employees.

What would you do as a Senior Credit Analyst

As a Senior Credit Analyst at Peoples State Bank, you'll play a vital role in the underwriting process for prospective commercial loan requests, where your keen analytical skills will determine borrowers' future repayment abilities. You'll thoroughly review financial statements of existing commercial relationships, continually assessing risk and assigning appropriate credit risk grades in line with our comprehensive lending policy. Your expertise will ensure strict compliance with all relevant regulations, contributing to a trustworthy and secure banking environment. Beyond numbers, you'll provide invaluable leadership to our credit analysis team, guiding them through insightful reviews, offering mentorship, and assisting in their training.

Join us in shaping the future of commercial lending while fostering professional growth and collaboration!

Requirements for this Senior Credit Analyst job

To thrive as a Full-Time Senior Credit Analyst at Peoples State Bank, you'll need a solid foundation built on both education and experience. A Bachelor's degree or equivalent educational background, combined with over 5 years of commercial credit experience in a banking environment, sets the stage for your success. Preferred specialized formal credit training will give you an edge as you navigate the complexities of underwriting. Your ability to analyze substantial amounts of data and distill it into key insights is crucial, as is your talent for communicating effectively with stakeholders about borrowers' repayment capabilities. You'll also need to gather, summarize, and interpret vital information from various business units, showcasing your collaborative spirit.

Advanced computer skills, especially in spreadsheets, word processing, and database management, are essential to keep everything running smoothly. Lastly, nurturing constructive working relationships will be key as you collaborate with the credit analysis team!

Knowledge and skills required for the position are:

  • Bachelor's degree or equivalent education and experience.
  • 5+ years of commercial credit experience within a bank environment.
  • Specialized formal credit training preferred.
  • Ability to effectively analyze significant amount of data and information and distill and communicate it to the key points impacting a borrower's ability repay the bank debt.
  • Capabilities to gather, summarize, and interpret information from other business units.
  • Advanced computer literacy including spreadsheets, word processing, and database management.
  • Ability to maintain constructive working relationships.

To learn more about why you should join Peoples State Bank, visit here: https://www.bankpeoples.com/connect/careers

We are an Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities.


For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.

https://bankpeoples.isolvedhire.com/jobs/1554460-141763.html

Additional Info

Job Type : Full-Time

Education Level : Bachelors Degree

Experience Level : Mid to Senior Level

Job Function : Finance

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